We’re sorry if you’ve suffered an accident or have a claim on your insurance policy. That’s why you have insurance, to protect you when something bad happens. We’ll guide you on every step along the way.

Should you file this claim?

If there’s a slight chance that someone may have suffered as a result of the accident, then you must file the claim. Otherwise, if you choose not to file it, you won’t have the insurance policy to protect you from a lawsuit.

There are, however, situations where it makes sense to not file a claim. Keeping your insurance record clean will probably keep your rates down.

If this is a consideration, read this special report before you make that decision.


Report a claim directly to your insurance company

After Hours Claims Service! 

5:00pm to 8:00am Please call:  647–276–0009

Have a potential Claim to report, but it’s after 5pm?

We’ve got you covered with our new added feature of After Hours Claims. Claims happen, and if they are urgent, you’ll want them handled as soon as possible.

If it’s between 5pm – 8am, or on the weekend, you can call our office to be redirected to 647-276-0009, our external Claims Adjustment Service will help you decide if you should proceed with you claim, as well as can submit a claim on your behalf to your insurance company.



As your independent broker, we’ll do our best to make your claim experience a smooth one.

To begin, please contact the insurance company directly to put them on notice of the claim. We will then be notified of your claim by the insurance company.

If you have a claim and would like our assistance, we will be happy to speak with you. In most cases, you will need to speak directly with the Insurance Carrier to report the details but we can help to make sure that your claim is processed correctly. Simply contact our nearest office for assistance.

After your claim is processed, we will follow-up with you to ask about your experience and make sure you were treated well.

If you think you’re not being treated fairly, need some help along the way or want to share your positive experience with us, just let us know! We’re always here for you.