Custom Business Insurance in Greater Toronto

You probably have a good notion of the value of your business assets — but do you have a clear idea of the corresponding big risks you face in growing and maintaining them?

More than ever these days, businesses’ encounter greater threats to survival, continuity and growth than their owners may realize.

Longstanding risks like fire and theft now run alongside new hazards like cyber-crime and record lawsuit settlements. Then there are increasingly worrisome industry-specific issues such as pollution, product quality and the effects of climate change.

Against this background, it’s imperative to have in place a business insurance plan that has been thoughtfully built around your business needs by experts who understand your industry.

In Greater Toronto and beyond in Ontario, many industrial and commercial operations rely on Lyon & Butler for that expertise and for the highest standards of customer support.

Protecting YOUR Business

The Lyon & Butler Industrial and Commercial Insurance Program covers a wide range of activities, including:

  • Manufacturing
  • Contracting
  • Builder’s risk insurance
  • Fleet insurance
  • Technology insurance
  • Office packages
  • Retail packages
  • Wholesalers and distributors
  • Repair garages and workshops
  • Non-profit organizations

Each plan is unique to the businesses we represent, customized to cover the specific risks to which you’re most exposed, and kept under continuous review, to meet changing business needs and market activity.

Your Customized Commercial Insurance Protection

The scope of business insurance today is massive, so we always ensure we have a thorough understanding of your activities, your priorities and your budget before tailor-making your plan.

Your business insurance might include coverage for some or all of the following:

  • Buildings and equipment
  • Commercial vehicles
  • Computers and electronic equipment
  • Stock and tools
  • Environmental insurance
  • Boiler and machinery explosion or breakdown
  • Directors and officers liability
  • Professional Errors & Omissions liability
  • Crime, including cyber-crime, data breaches, employee dishonesty and identity theft
  • Fidelity
  • Business interruption
  • Commercial general liability
  • Product liability and completed operations
  • Wrap-up liability
  • Additional umbrella insurance to cover lawsuits and other risks beyond the limits of standard policies

Why Lyon & Butler?

With roots that go back more than 100 years, and continuous service as providers of commercial insurance since 1931, we have an unparalleled track record of service and a reputation for securing the soundest, most cost-effective business insurance in the province.

Although our history stretches back into previous centuries, Lyon & Butler is a company with a distinctly 21st Century outlook, which means we are fully up-to-date with contemporary business risks, the regulatory environment and the commercial insurance requirements needed to meet them.

We enjoy solid, trusted relationships with Ontario’s biggest and most reputable insurers, so that we can deliver unbeatable, high-value business insurance packages, with generous potential discounts for multiple policies, deductibles and more.

Our superior technical expertise enables our specialists to provide powerful insights into risk management in your particular business area. If you need to make a claim, we’re there to help you.

Don’t Wait

You’ve probably already invested a lot of time in either planning or growing your business and you recognize the need for effective commercial insurance — either for your entire business or specific risks.

You may already have business insurance that needs an expert review of both coverage and premiums.

Whatever your situation, it’s definitely time to call on the expertise of Lyon & Butler for free, impartial and no-commitment advice on your commercial insurance protection.

Don’t put off till tomorrow what you should be doing today. Get in touch. Simply click the button or phone us now.

We offer more than just a policy

See what we can do for you today